EDN: GCFECK
Authors:
GOLODOVA Zhanna Gavriilovna
Abstract.
The article explores the relationship between the concepts of “crediting the population”, “retail lending”, “consumer lending”. The features of consumer loan are revealed and its extended classification is proposed, taking into account the introduction of new banking technologies, and attention is also focused on the need to take into account additional principles of lending – exclusivity and transparency of the conditions for granting a loan. The author highlights the positive and negative impact of consumer loan on economic entities in modern conditions.
Keywords:
loans to the population, consumer loan, types of consumer loan, retail lending, principles of lending
